Nat is going over that she could have called them both out on stuff, but she didn't do it for other reasons and that both of them have promised her F2. Nat is listing all the reasons that the boys have given to her as to why they want to be in the F2 with her.
Sorry but I am starting to zone
Shel says that she didn't have a lot of people to choose between and that she didn't put Ryan up because he saved her last week.
Nat but he would have been safe
Shel I didn't count on Adam saving himself.
Shel is saying why it is bad for the two boys if the have Shel or Shar with them at the end over the boys because you aren't going to give them the money.